Tori Deatherage

What are Required Minimum Distributions? Hi this is Joshua Cicora with Retirement Help talking to you today about RMDs (Required Minimum Distributions). One of the many things about retirement that everybody needs to know but everybody’s afraid to ask. While you were working, you’ve been saving for retirement in accounts such as 401(k)s,...

What is the difference between a 401(k) and an IRA? These words are thrown around so often: 401(k) and IRA (or Individual Retirement Arrangement). Sometimes they are used interchangeably, sometimes right next to each other, and sometimes even as one word. They are used so often that it’s easy to forget that not everyone...

More retirees planning their legacy are considering Roth Individual Retirement Accounts (Roth IRA) conversions as part of their strategy. A Roth IRA conversion involves moving assets from other retirement plans into a Roth IRA, allowing earnings to grow tax-free and potentially leaving more for heirs, who can generally withdraw the money tax-free if they follow IRS distribution rules....