You’ve done a great job saving for your retirement. Socking money away in your 401(k), taking full advantage of your employer’s match. And you even got a tax deduction for doing so. But that means that all your dollars are in pre-tax accounts. This can limit your options during retirement, even pushing your tax burden higher than it needs to be. But with some careful planning between your financial advisor and CPA, you can begin converting those pre-tax dollars into a Roth IRA. This can open up your income options during retirement to save you money.