You can always count on healthcare…issues to be present when discussing retirement planning.
Once your Medicare eligibility kicks in at age 64.5 (you read that number correctly) that is when pre-retirees first tend to think of healthcare as fitting into the Core Four.
Medicare may be the first buzzword that comes into your brain when picturing health in retirement, but there’s plenty more. Medicaid Trusts involve estate planning, Long-Term Care ropes in taxes, too. Then your IRMAA eligibility and ACA credits show up. That’s not even counting your prescription drug plans and health insurance moves that can change year-to-year.
