IRA

What is a Roth IRA? A Roth IRA is an Individual Retirement Account to which you contribute after-tax dollars. Unlike a traditional IRA, there are no current-year tax benefits. But your contributions and earnings can grow tax-free, and after the account has been open for five years or more and you’ve reached age 59 ½,...

What are Required Minimum Distributions? Hi this is Joshua Cicora with Retirement Help talking to you today about RMDs (Required Minimum Distributions). One of the many things about retirement that everybody needs to know but everybody’s afraid to ask. While you were working, you’ve been saving for retirement in accounts such as 401(k)s,...